Fintech Solutions

Financial Technology Consulting for Banks & Insurers

We design, build, and modernise financial technology platforms for banks, insurers, and capital markets firms across the USA and UK. From core banking transformation to real-time payments and regulatory compliance — our fintech specialists understand both the technology and the regulatory landscape.

Sectors we serve

Retail BankingCommercial BankingInvestment BankingInsurance & ReinsuranceCapital MarketsPayments & RemittanceWealth ManagementCredit Unions & Building Societies
What We Deliver

Fintech Capabilities

Core Banking Modernisation

Migrate legacy core banking systems to modern, cloud-native platforms. We manage the full programme — from vendor selection and data migration to parallel run and cutover — with zero tolerance for downtime.

TemenosFinastraFISOracle FLEXCUBESAP Banking

Payments Platform Development

Build and integrate real-time payment rails, ISO 20022 messaging, SWIFT connectivity, and domestic scheme compliance (FedNow, CHAPS, Faster Payments). We deliver end-to-end payments engineering from scheme onboarding to reconciliation.

ISO 20022SWIFTFedNowFaster PaymentsCHAPSSEPA

Regulatory Compliance & Risk

Navigate complex regulatory requirements across US and UK jurisdictions. Our compliance engineers implement AML, KYC, PCI-DSS, GDPR, Basel III, and Dodd-Frank controls — embedded into your technology stack, not bolted on.

AML / KYCPCI-DSSGDPRBasel IIIDodd-FrankFCA Compliance

Open Banking & API Integration

Implement Open Banking standards (UK Open Banking, US Consumer Financial Protection Bureau), build PSD2-compliant APIs, and connect to third-party data providers, aggregators, and fintech ecosystems.

UK Open BankingPSD2CFPBREST APIsOAuth 2.0FAPI

Digital Lending & Credit Systems

Modernise loan origination, underwriting, and servicing platforms. We build decisioning engines, credit scoring integrations, and end-to-end digital lending journeys for retail and commercial banking clients.

Loan OriginationCredit DecisioningUnderwritingLOSServicing

Fraud Detection & Financial Crime

Deploy real-time transaction monitoring, behavioural analytics, and machine-learning fraud models. We integrate with leading fraud platforms and build bespoke detection rules tuned to your risk appetite.

Transaction MonitoringBehavioural AnalyticsML ModelsNICE ActimizeSAS
Why Fortified Infotech

Built for Financial Services

15+

Years in BFSI

Over 15 years delivering technology programmes for financial services enterprises — we understand the constraints, the regulators, and the stakes.

USA & UK

On-shore Client Teams

Dedicated client-facing consultants in New Jersey and London, aligned to your time zone, your regulators, and your business hours.

100+

Fintech Engineers

A deep bench of certified fintech engineers in our India ODC — available at scale without the overhead of permanent headcount.

Technologies & Platforms

Platforms We Work With

Temenos T24 / Transact
Finastra Fusion
FIS Modern Banking Platform
Oracle FLEXCUBE
SAP S/4HANA Banking
Mambu
SWIFT
ISO 20022
Stripe
Thought Machine Vault
NICE Actimize
SAS AML

Ready to modernise your financial technology?

Speak to a fintech consultant about your core banking, payments, or compliance challenge. We respond within one business day.